Three recent closings. Three situations the market said couldn't be done. One playbook: place the file with the lender it was actually built for.
An $18 million South Florida farming operation was facing foreclosure on a $3.7 million USDA loan with less than 45 days before they would lose the property entirely. Traditional lenders wouldn't touch it. The timeline was too tight and the situation too complex for conventional financing.
We connected them with a private capital source from our network, structured a deal that worked for both sides, and closed before the deadline. The farm is still operating today, and after we came through when no one else could, the operation has grown into a major supply relationship with Publix that continues to expand.
Forman Capital Partners is a commercial capital advisory firm, not a direct lender. All financing is arranged through independent third-party lenders.
Used car dealerships are not the easiest business type to finance. Most lenders won't touch the property type, and when you add a tough location into the mix, the door closes even faster. This borrower had real equity in the property but was being crushed by multiple merchant cash advances taking daily payments out of the operating account. Cash flow was disappearing and the clock was ticking.
Every other capital shop he called told him the only thing he could qualify for was another MCA, the same product strangling his business in the first place. We got him a real bank loan instead. Thanks to a relationship with a specialty bank in our network, we got it done: traditional structure, real terms, the cash-out refi paid off the MCAs, restored the operating account, and gave the business room to breathe.
Forman Capital Partners is a commercial capital advisory firm, not a direct lender. All financing is arranged through independent third-party lenders.
Hard money is not easy to place, and a first-time sponsor makes it harder. This borrower had been trying to finance the purchase of a ski resort for months and could not get it done, then trusted us to make it happen.
The problem was never the deal or the borrower. It was that a purchase like this needed the right desk for this specific asset class. We introduced the number one golf and specialty lender in the country, the one that finances this asset class for a living, and we made it happen. Competitive hard money, minimum documentation, and a letter of intent in only three days, with a clear path to close in one to two weeks. The right desk, the right structure, the deal done.
Forman Capital Partners is a commercial capital advisory firm, not a direct lender. All financing is arranged through independent third-party lenders.
Bridge, hard money, construction, refi, cash-out, distressed. If it's commercial, we know who to call. No upfront fees.
(561) 410-2098