An engagement with this firm is not a referral to a lender. It is a structured capital plan built around the borrower's specific deal, with multiple sources of financing brought to the table at the same time and negotiated against each other for the terms that actually matter. The plan is reviewed by an attorney before it leaves the desk. The closing runs through our office. And the people who built the plan are the same people who answer the phone the next time the borrower needs anything, whether that is six weeks later or six years later.
The promise of this firm is simple. We support businesses across the full range of financing they will need over the life of the company, not just the loan in front of them today. That work spans the conventional debt products a borrower expects from a capital advisor, including bridge, construction, equipment, land, working capital, and agency permanent financing, and it extends into the corners of the market most brokers never touch, including private equity placements and capital raises for sponsors who need to bring outside money to the table. We work with almost every type of legitimate commercial business, from a first-time operator placing their first deal to a multi-decade company that has outgrown its original capital structure and needs something entirely different. When a borrower asks us whether we can place something, the answer is almost always yes, and the answer comes back the same day rather than the same week. Each engagement is tailored to the specific borrower in front of us. No template, no shelf product. The deal the borrower actually has, and the financing that actually serves it.
Acquisitions, refinances, cash-out, value-add, and 1031 exchanges across all commercial property types. Close in as little as 7 to 21 days with asset-based underwriting and up to 75% LTV.
For self-employed borrowers and credit challenges. Approval is driven by the collateral, not your financials. No tax returns needed.
Properties needing light to heavy renovation. Pre-stabilization financing to fund the acquisition and the rehab.
Hotel acquisitions, flag changes, renovations, and repositioning. Specialized hospitality underwriting from lenders who know the space.
Existing bridge maturing and the property isn't stabilized yet. We find the next lender so you can keep executing your business plan.
New multifamily, hotel, office, industrial, retail, mixed-use, and ALF projects. For experienced sponsors looking to build from the ground up.
Spec homes, townhomes, build-to-rent, and small multifamily. Non-owner occupied. Up to 90% LTC on some programs with single-close construction-to-perm available.
Raw land, entitled parcels, and large-acreage commercial land. Up to 50% LTV. One of the hardest loan types to place and we have lenders who will actually do it.
Horizontal development including grading, infrastructure, and utilities. Subdivision financing for residential or commercial lot development through stabilization and sellout.
Capital to carry a project through zoning, permitting, and entitlement before breaking ground. Higher risk tolerance lenders who understand the timeline.
Stabilized multifamily at the cheapest long-term rates in the market. Non-recourse with 30 to 60 day closings.
Stabilized multifamily and senior housing. 35 to 40 year fixed terms at the lowest permanent rates available. Longer timeline but unbeatable pricing.
Stabilized commercial properties across all major asset types. Fixed rate, non-recourse financing.
The lowest fixed rates for stabilized CRE at 90%+ occupancy. 10 to 30 year terms at 55 to 65% LTV. The most thorough underwriting in the market.
Large-scale transitional, value-add, repositioning, lease-up, and portfolio deals. Non-recourse available through our direct relationships with institutional debt funds and structured finance shops.
Maturing loans, capital stack shortfalls, senior lender pullback, and recapitalization. We fill the gap so your deal doesn't fall apart.
Gap financing behind the senior loan. Second position capital for higher leverage deals when the first mortgage isn't enough.
Not debt. An equity position with a preferred return. No intercreditor agreement required, which means faster execution than traditional mezzanine.
Stabilized commercial real estate with relationship-based pricing. Multifamily, office, retail, industrial, and mixed-use. We have direct relationships with regional and community bank CRE officers across South Florida, the Northeast, and nationally.
Contractors, manufacturers, and distributors with executed purchase orders who need capital to fulfill them. Get funded against the PO so you can deliver.
Waiting 30 to 90 days for clients to pay? Convert your accounts receivable into cash now instead of waiting on the check.
You won the contract but need capital to perform. Government, commercial, or institutional contracts. GCs, subcontractors, staffing firms, service companies. The lender advances against the contract value so you can mobilize, hire, buy materials, and deliver without waiting 60 to 120 days for the client to pay.
New or used equipment with same-day approval possible. Simple application, no tax returns needed.
Heavy construction equipment, fleet and trucks, manufacturing lines, and medical equipment. Flexible terms for larger purchases.
Business acquisition, partner buyout, expansion, working capital, equipment, and real estate purchase. The most versatile SBA product available.
Owner-occupied commercial real estate and equipment. Lower rates, longer terms. Also available through CDFIs for more flexible underwriting.
Government-guaranteed loans for businesses in rural areas. Lower rates than conventional with up to 80% guarantee. Real estate, equipment, working capital, and debt refinance.
SBA and conventional financing for multi-unit franchise operators across 75+ recognized brands. Acquisition, new build, and expansion capital.
Use retirement funds to buy or start a franchise without early withdrawal penalties. Rollover as Business Startup structure for qualified buyers.
Short-term cash needs like payroll, inventory, and operations. Not secured by real estate.
Working capital secured by accounts receivable, inventory, or equipment. Built for companies doing $5M+ in revenue that need flexible, scalable capital.
Assisted living and memory care acquisitions, turnarounds, and stabilization. Lenders who understand the healthcare space inside and out.
Skilled nursing facilities. Bridge financing into HUD 232 for 35 year fixed, non-recourse permanent debt.
Not real estate. Working capital for healthcare operators to cover payroll, accounts payable, insurance, and operational expenses while waiting on reimbursement. Keeps the facility running while the business plan executes.
Acquisition, construction, expansion, and refinance. Conversion or ground-up. Lenders who underwrite unit mix, occupancy trends, and rate per square foot.
Acquisition and refinance for gas stations and convenience stores. Lenders experienced with fuel contracts, environmental reports, and franchise agreements.
Complex coastal collateral including wet slips, dry storage, upland, and submerged land. Specialized lenders who know how to value and underwrite waterfront assets.
Real estate for licensed cannabis operators. Cultivation, processing, and dispensary facilities. Must have valid state licensing. Higher risk tolerance lenders only.
Express tunnel, flex-serve, and full-service car wash acquisition, construction, and refinance. SBA and conventional options available.
Acquisition, refinance, and construction of parking facilities. Urban infill and mixed-use parking components. Non-recourse available on larger deals.
Sell your owned property or equipment and lease it back. Unlocks trapped equity without giving up use of the asset. Works for both real estate and heavy equipment.
Buy distressed, renovate, and sell. 1 to 4 family, SFR, townhome, and condo. Non-owner occupied. No tax returns, no income verification, no DTI. Up to 90% LTC on some programs.
Investment property you plan to keep and rent. The property's income qualifies the loan, not you. 30 year fixed available. No tax returns, no W-2s.
Larger rental portfolios and multifamily buildings where the property cash flow drives the qualification. Longer terms and higher leverage than single-family DSCR. Portfolio and blanket structures available.
Buy, rehab, rent, refinance, repeat. We place both the bridge for the acquisition and the DSCR refi into the permanent loan. One advisor for the full cycle.
Spec homes, townhomes, small multifamily, and build-to-rent. Faster close than bank construction lending. Experience required.
Commercial properties under $5M that banks don't want to underwrite. Multifamily (5+ units), mixed-use, retail, office, industrial. Private lenders love this space and that's where we come in.
Developer with unsold condo units and TCO or CO in hand. Bridge financing to carry remaining inventory through sellout.
If it's commercial, one call is all it takes. We'll find the right lender.
(561) 410-2098