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(561) 410-2098
Karina Vasquez, Esq. Partner at Forman Capital Partners
Partner

Karina Vasquez, Esq.

Karina is a Partner at Forman Capital Partners, where she works directly with borrowers, lenders, and professional referral partners to structure and execute commercial financing transactions. She maintains strong relationships with commercial real estate attorneys, 1031 exchange qualified intermediaries, CPAs, cost segregation specialists, hedge fund managers, private equity sponsors, brokers, developers, and construction companies. Her ability to communicate at a peer level with legal and financial professionals on both sides of a transaction is one of the firm's strongest advantages.

Karina earned her undergraduate degree from Florida State University and her Juris Doctor from Georgetown University Law Center. She launched her career at a large international law firm, then moved to a national firm where she advised on sophisticated transactions across multiple practice areas. She went on to found her own law practice in Miami's Brickell corridor, advising clients on estate planning, tax strategy, business formation, MCA defense, and commercial transactions. She is fluent in English and Spanish and licensed to practice law in Florida, North Carolina, and Washington, D.C.

In addition to her own practice, Karina currently serves as General Counsel to a private equity firm, where she advises on deal structuring, risk assessment, regulatory compliance, and execution at the institutional level. That combination of big-firm training, private practice, and in-house PE counsel experience gives her a perspective very few people in the commercial capital advisory world can match.

Karina takes a consultative approach with every borrower. She breaks down terms, structure, and tradeoffs in clear language so the client fully understands their position before committing. She consistently delivers multiple financing scenarios, typically an Option A, B, and C, so clients can compare side by side and pick the path that best fits their objectives. At the negotiating table she pushes for better terms, challenges lender conditions that don't serve the borrower, and stays engaged through every stage of the deal.

Karina's role with Forman Capital Partners is strictly in a business capacity. Nothing herein constitutes legal advice or establishes an attorney-client relationship. Forman Capital Partners is not a law firm, and her activities here are independent from her legal practice and any other professional roles.
Aren Forman — Founder & Managing Director, Forman Capital Partners
Founder & Managing Director

Aren Forman

Forman Capital Partners was built on a simple reality: too many deals have a home somewhere in the market but never get there because the borrower doesn't have the right connection. Aren started this firm because he's never been comfortable watching that happen. Move fast. Negotiate hard. And treat every deal like the clock is ticking, because it usually is.

Aren has built a network of over 175 direct relationships with lending reps at regional banks, institutional debt funds, private balance-sheet lenders, hard money shops, SBA originators, and agency platforms across the country, along with developers, construction companies, and commercial real estate attorneys throughout South Florida and nationally. Many of these relationships give Forman Capital access to private capital and pricing that isn't available through traditional channels. When a deal comes in, Aren already knows who to call and what they'll say yes to.

Aren got his start in the merchant cash advance space, where he saw firsthand what bad capital does to a business. His job now is to make sure the structure a borrower takes is one they can actually live with two years from now. Sometimes that means telling them not to do the deal. He went on to become licensed on the residential mortgage side, where he absorbed how capital markets function at every level, and through the relationships he built during that time, found his way into the commercial space naturally.

The Firm

Forman Capital Partners is a commercial capital advisory firm based in South Florida and serving borrowers in all 50 states. We arrange financing for hotels, multifamily, healthcare, construction, equipment, and every other commercial asset class, with a particular focus on the deals that need more than a clean credit memo to actually close.

Aren spent the early years of his career in the merchant cash advance world, watching small business owners get walked into stacks of capital they could not afford because the brokers selling those products got paid upfront and walked away the same day. Forman Capital Partners was built as the opposite of that. No upfront fees. No retainer. No commission of any kind until the deal funds. If a borrower walks away mid-process, we have made nothing. If we close on a deal that turns out to be the wrong one, we have made nothing worth keeping. The structure is deliberate, and it is the single most important thing about this firm.

What that structure produces is a firm that has every reason to slow down on the wrong deal and every reason to fight harder on the right one. Karina Vasquez, our partner and a licensed attorney, reviews every transaction before it leaves the desk. Aren works the lender side. Together they make sure the borrower understands what they are signing, what the terms actually mean two and five years out, and whether the deal makes sense for the business behind the deal. That is the work the rest of this site is built around.

$0
Upfront Fees
All 50
States Covered
Same Day
Typical Response
175+
Lender Relationships
The right relationships with the right lenders. The terms you deserve.

What Sets Us Apart

The first call with us is free, and it is substantive. We look at the deal, give the borrower an honest read on whether it is bankable, name the lenders likely to fund it, and explain what the file needs to look like before it goes anywhere. No upfront fees, no retainer, no engagement letter required to find out if we are the right fit for the deal. A borrower who decides not to hire us after that call has lost nothing except the time it took to make it.

South Florida is where this firm was built. The relationships, the early deals, and the network that powers everything we do all started in Jupiter, Palm Beach, and Miami. The firm operates from the same three offices today, with a national lender network that lets us serve borrowers in every state.

Who We Work With

Developers looking to secure financing for ground-up construction, acquisitions, value-add repositioning, or any stage of a project. Real estate investors, business owners, and operators who need capital and don't want to waste time shopping it themselves. If you have a deal that needs to get done, we're the team you call.

We also work alongside attorneys, 1031 exchange professionals, CPAs, and accountants whose clients need financing as part of a broader transaction. Whether it's a time-sensitive exchange, a tax-driven restructuring, or a deal that requires coordination across multiple parties, we step in as the capital arm so your client's transaction stays on track.

Banks, private equity firms, private capital sources, debt funds, and institutional investors looking to expand their deal flow are also part of our network. If you have capital to deploy and want access to a consistent pipeline of pre-qualified commercial opportunities, we'd like to hear from you.

Let's Talk About Your Deal

No upfront fees. No commitment. Just a conversation.

aforman@formancapitalpartners.com  ·  kvasquez@formancapitalpartners.com

(561) 410-2098 Send Us Your Deal

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Privacy Policy Terms of Service Full Disclosures

IMPORTANT DISCLOSURES: Forman Capital Partners is a commercial capital advisory firm headquartered in Jupiter, Florida, with offices serving Palm Beach and Miami. We connect borrowers with third-party lenders for business-purpose loans across all 50 states. We are not a direct lender, bank, credit union, mortgage broker, real estate broker, or real estate agent. We do not originate, fund, underwrite, or service loans. We do not sell, purchase, list, or represent buyers or sellers of real property. All financing is provided by independent third-party lenders. Loan terms, rates, conditions, and approval are determined solely by the individual lender and are subject to borrower qualification, property appraisal, and lender underwriting criteria. No upfront fees are charged under any circumstances. All advisory fees are disclosed in writing prior to closing and are only collected upon successful completion of a transaction. Forman Capital Partners arranges business-purpose commercial loans only and does not arrange consumer residential mortgages subject to TILA, RESPA, or Regulation Z. Aren Forman is separately licensed as a residential mortgage loan originator through Absolute Home Mortgage Corporation. That residential loan origination activity is conducted independently of Forman Capital Partners and is not affiliated with, conducted through, or sponsored by Forman Capital Partners. Forman Capital Partners is a separate and distinct business that arranges business-purpose commercial transactions only. Hard money and private loans are arranged through independent private lenders and typically carry higher interest rates and fees than conventional financing. Equipment financing is arranged through independent third-party equipment lenders and is subject to credit approval, equipment appraisal, and lender terms. This website does not constitute a loan commitment, pre-approval, or guarantee of financing. Past performance, case studies, and deal examples are for illustrative purposes only and are not indicative of future results. Individual results may vary. Information provided is for general informational purposes only and does not constitute legal, tax, or financial advice. Consult with a licensed attorney or financial advisor regarding your specific situation. Certain states including California, New York, Florida, Virginia, Utah, Georgia, Connecticut, Kansas, Missouri, Texas, and Louisiana have enacted Commercial Financing Disclosure Laws requiring specific written disclosures for certain commercial financing transactions. All applicable disclosures will be provided by the third-party lender prior to consummation. Certain states may require licensing or registration to broker commercial loans. See our Full Disclosures for state-specific information. By submitting any form on this website you consent to be contacted by Forman Capital Partners via telephone, email, or text message at the number or address you provide, including through automated means. Consent is not a condition of service. Message and data rates may apply. Equal opportunity. © 2026 Forman Capital Partners · Jupiter, Palm Beach & Miami, Florida · Serving All 50 States · Privacy Policy · Terms of Service · Full Disclosures