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(561) 410-2098

About Forman Capital Partners — Commercial Capital Advisory in West Palm Beach, Florida

The Principals

Karina Vasquez, Esq. Partner at Forman Capital Partners
Partner

Karina Vasquez, Esq.

Georgetown Law. Practicing attorney in Florida, North Carolina, and Washington, D.C. General Counsel to a private equity firm. Bilingual English-Spanish. Brickell, Miami.

Karina is a Partner at Forman Capital Partners, where she works directly with borrowers, lenders, and professional referral partners to structure and execute commercial financing transactions. She maintains strong relationships with commercial real estate attorneys, 1031 exchange qualified intermediaries, CPAs, cost segregation specialists, hedge fund managers, private equity sponsors, brokers, developers, and construction companies. Her ability to communicate at a peer level with legal and financial professionals on both sides of a transaction is one of the firm's strongest advantages.

Karina earned her undergraduate degree from Florida State University and her Juris Doctor from Georgetown University Law Center. She launched her career at a large international law firm, then moved to a national firm where she advised Fortune 500 companies on sophisticated transactions across multiple practice areas. She went on to found her own law practice in Miami's Brickell corridor, advising clients on estate planning, tax strategy, business formation, MCA defense, and commercial transactions. She is fluent in English and Spanish and licensed to practice law in Florida, North Carolina, and Washington, D.C.

In addition to her own practice, Karina currently serves as General Counsel to a private equity firm, where she advises on deal structuring, risk assessment, regulatory compliance, and execution at the institutional level. That combination of big-firm Fortune 500 work, private practice, and in-house PE counsel experience gives her a perspective very few people in the commercial capital advisory world can match.

Karina takes a consultative approach with every borrower. She breaks down terms, structure, and tradeoffs in clear language so the client fully understands their position before committing. She consistently delivers multiple financing scenarios, typically an Option A, B, and C, so clients can compare side by side and pick the path that best fits their objectives. At the negotiating table she pushes for better terms, challenges lender conditions that don't serve the borrower, and stays engaged through every stage of the deal.

Karina's role with Forman Capital Partners is strictly in a business capacity. Nothing herein constitutes legal advice or establishes an attorney-client relationship. Forman Capital Partners is not a law firm, and her activities here are independent from her legal practice and any other professional roles.
Aren Forman, Founder & Managing Director, Forman Capital Partners
Founder & Managing Director

Aren Forman

Forman Capital Partners was built on a simple reality: too many deals have a home somewhere in the market but never get there because the borrower doesn't have the right connection. Aren started this firm because he's never been comfortable watching that happen. Move fast. Negotiate hard. And treat every deal like the clock is ticking, because it usually is.

Aren has built relationships with the right people for every type of capital this firm places. Regional banks, institutional debt funds, private balance-sheet lenders, hard money shops, SBA originators, and agency platforms across the country, paired with a developer and counsel network that covers South Florida and works on deals nationally. Many of these relationships give Forman Capital access to private capital and pricing that is not available through traditional channels. When a deal comes in, Aren already knows the right call to make and what the answer is going to be. The middlemen get cut out. The borrower gets the right conversation, on the first try.

$0
Upfront Fees
47
States Served
Same Day
Response Time
200+
Nationwide Lender Network

The Firm

Forman Capital Partners is a nationwide commercial capital advisory firm headquartered in Palm Beach, Florida, working with developers, investors and operators across 47 states. The firm arranges financing across every major commercial asset class: hotels and hospitality, multifamily, healthcare and skilled nursing, fix and flip and investment property, condominium and development, office, industrial and warehouse, retail and mixed-use, ground-up construction, land and agricultural ground, energy and operating power infrastructure, and equipment. Transaction sizes run from bridge and bank refinances in the low seven figures to nine-figure construction takeouts and institutional repositioning capital.

The Lender Directory

The working asset of this firm is its lender directory, a tiered book of direct lenders organized by asset class, by state and by the specific situation a file presents. Every record is tied to a named person at that desk rather than a general submission inbox. The book is built from the firm's own closings and from direct conversations with the desks themselves, and each entry carries the lender's published box alongside the exclusions that lender actually enforces. A deal is run against those exclusions line by line before it is sent anywhere, so the lender receiving the file is one that can realistically fund it.

Where We Concentrate

The transactions this firm takes on are the ones that stall somewhere else. A sponsor is buying a hotel portfolio mid-repositioning, where the in-place numbers will not clear a stabilized debt yield test and the file has to be underwritten to total cost, exit and interest reserve instead. An apartment owner is carrying a loan that matures before the property finishes leasing up. A borrower holds a performing asset and cannot get a decision maker on the phone, so the file sits three weeks with an analyst at a shop that was never going to write it. For deals in that condition the firm holds direct relationships with the distressed and special situation desks that underwrite the plan, not the trailing twelve months, and it will carry two or three separate routes on the same transaction so one decline does not send the borrower back to the beginning.

Beyond Senior Debt

The firm places capital that most advisory shops never reach. Private acquisition financing is structured to compete with SBA on terms while closing in a fraction of the time. Energy and operating power capital covers natural gas, biomass, hydroelectric, cogeneration and combined-cycle facilities through lenders that underwrite the operating business rather than the real estate beneath it, and renewable project finance extends to solar, battery storage, wind and electric vehicle charging infrastructure. Healthcare and skilled nursing capital runs through dedicated healthcare credit funds. Note purchases, foreclosure takedowns, discounted payoff negotiations and bankruptcy 363 sale financing are placed when the existing loan is the obstacle and the underlying asset still performs. Mezzanine, preferred equity and rescue capital are available when a capital stack has broken and the sponsor needs a partner rather than another lender.

How An Engagement Runs

Every engagement runs through the same two principals from the first call to the closing table. Multiple capital sources are brought to the table in parallel and worked against one another on pricing, leverage and structure. Term sheets are then read clause by clause before signature, because the provisions that cost a borrower the most over the life of a loan are prepayment structure, recourse triggers, extension conditions and cash management, and those are rarely the terms highlighted in the cover email.

The First Call

The first call with us is free, and it is substantive. We look at the deal, give the borrower an honest read on whether it is bankable, name the lenders likely to fund it, and explain what the file needs to look like before it goes anywhere. No upfront fees, no retainer, no engagement letter required to find out if we are the right fit for the deal. A borrower who decides not to hire us after that call has lost nothing except the time it took to make it.

Who We Work With

Developers looking to secure financing for ground-up construction, acquisitions, value-add repositioning, or any stage of a project. Real estate investors, business owners, and operators who need capital and don't want to waste time shopping it themselves. If you have a deal that needs to get done, we're the team you call.

We also work alongside attorneys, 1031 exchange professionals, CPAs, and accountants whose clients need financing as part of a broader transaction. Whether it's a time-sensitive exchange, a tax-driven restructuring, or a deal that requires coordination across multiple parties, we step in as the capital arm so your client's transaction stays on track.

Banks, private equity firms, private capital sources, debt funds, and institutional investors looking to expand their deal flow are also part of our network. If you have capital to deploy and want access to a consistent pipeline of pre-qualified commercial opportunities, we'd like to hear from you.

The firm charges no upfront fees, no retainers and no commission of any kind until a transaction funds. A borrower who walks away in the middle of the process owes nothing. That structure is deliberate, because it is what lets the advice stay honest about whether a deal is bankable and about which desk should actually see it.

The right relationships with the right lenders. The terms you deserve.

South Florida is where this firm was built. The relationships, the early deals, and the network that powers everything we do all started in West Palm Beach, Palm Beach, Jupiter, and Miami. The firm is headquartered in Palm Beach today, with a nationwide lender network and active engagements with sponsors and operators across the country.

Let's Talk About Your Deal

No upfront fees. No commitment. Just a conversation.

aforman@formancapitalpartners.com  ·  kvasquez@formancapitalpartners.com

(561) 410-2098 Send Us Your Deal
Privacy Policy Terms of Service Full Disclosures

IMPORTANT DISCLOSURES: Forman Capital Partners is a commercial capital advisory firm headquartered in West Palm Beach, Florida, serving Palm Beach, Jupiter, and Miami. We connect borrowers with third-party lenders for business-purpose loans across 47 states. We are not a direct lender, bank, credit union, mortgage broker, real estate broker, or real estate agent. We do not originate, fund, underwrite, or service loans. We do not sell, purchase, list, or represent buyers or sellers of real property. All financing is provided by independent third-party lenders. Loan terms, rates, conditions, and approval are determined solely by the individual lender and are subject to borrower qualification, property appraisal, and lender underwriting criteria. No upfront fees are charged under any circumstances. All advisory fees are disclosed in writing prior to closing and are only collected upon successful completion of a transaction. Forman Capital Partners arranges business-purpose commercial loans only and does not arrange consumer residential mortgages subject to TILA, RESPA, or Regulation Z. Aren Forman is separately licensed as a residential mortgage loan originator through Absolute Home Mortgage Corporation. That residential loan origination activity is conducted independently of Forman Capital Partners and is not affiliated with, conducted through, or sponsored by Forman Capital Partners. Forman Capital Partners is a separate and distinct business that arranges business-purpose commercial transactions only. Hard money and private loans are arranged through independent private lenders and typically carry higher interest rates and fees than conventional financing. Equipment financing is arranged through independent third-party equipment lenders and is subject to credit approval, equipment appraisal, and lender terms. This website does not constitute a loan commitment, pre-approval, or guarantee of financing. Past performance, case studies, and deal examples are for illustrative purposes only and are not indicative of future results. Individual results may vary. Information provided is for general informational purposes only and does not constitute legal, tax, or financial advice. Consult with a licensed attorney or financial advisor regarding your specific situation. Certain states including California, New York, Florida, Virginia, Utah, Georgia, Connecticut, Kansas, Missouri, Texas, and Louisiana have enacted Commercial Financing Disclosure Laws requiring specific written disclosures for certain commercial financing transactions. All applicable disclosures will be provided by the third-party lender prior to consummation. Certain states may require licensing or registration to broker commercial loans. See our Full Disclosures for state-specific information. By submitting any form on this website you consent to be contacted by Forman Capital Partners via telephone, email, or text message at the number or address you provide, including through automated means. Consent is not a condition of service. Message and data rates may apply. Equal opportunity. © 2026 Forman Capital Partners · West Palm Beach, Palm Beach, Jupiter & Miami, Florida · Serving 47 States · Privacy Policy · Terms of Service · Full Disclosures