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(561) 410-2098
Karina Vasquez, Esq. Partner at Forman Capital Partners
Partner

Karina Vasquez, Esq.

Georgetown Law. Practicing attorney in Florida, North Carolina, and Washington, D.C. General Counsel to a private equity firm. Bilingual English-Spanish. Brickell, Miami.

Karina is a Partner at Forman Capital Partners, where she works directly with borrowers, lenders, and professional referral partners to structure and execute commercial financing transactions. She maintains strong relationships with commercial real estate attorneys, 1031 exchange qualified intermediaries, CPAs, cost segregation specialists, hedge fund managers, private equity sponsors, brokers, developers, and construction companies. Her ability to communicate at a peer level with legal and financial professionals on both sides of a transaction is one of the firm's strongest advantages.

Karina earned her undergraduate degree from Florida State University and her Juris Doctor from Georgetown University Law Center. She launched her career at a large international law firm, then moved to a national firm where she advised Fortune 500 companies on sophisticated transactions across multiple practice areas. She went on to found her own law practice in Miami's Brickell corridor, advising clients on estate planning, tax strategy, business formation, MCA defense, and commercial transactions. She is fluent in English and Spanish and licensed to practice law in Florida, North Carolina, and Washington, D.C.

In addition to her own practice, Karina currently serves as General Counsel to a private equity firm, where she advises on deal structuring, risk assessment, regulatory compliance, and execution at the institutional level. That combination of big-firm Fortune 500 work, private practice, and in-house PE counsel experience gives her a perspective very few people in the commercial capital advisory world can match.

Karina takes a consultative approach with every borrower. She breaks down terms, structure, and tradeoffs in clear language so the client fully understands their position before committing. She consistently delivers multiple financing scenarios, typically an Option A, B, and C, so clients can compare side by side and pick the path that best fits their objectives. At the negotiating table she pushes for better terms, challenges lender conditions that don't serve the borrower, and stays engaged through every stage of the deal.

Karina's role with Forman Capital Partners is strictly in a business capacity. Nothing herein constitutes legal advice or establishes an attorney-client relationship. Forman Capital Partners is not a law firm, and her activities here are independent from her legal practice and any other professional roles.
Aren Forman — Founder & Managing Director, Forman Capital Partners
Founder & Managing Director

Aren Forman

Forman Capital Partners was built on a simple reality: too many deals have a home somewhere in the market but never get there because the borrower doesn't have the right connection. Aren started this firm because he's never been comfortable watching that happen. Move fast. Negotiate hard. And treat every deal like the clock is ticking, because it usually is.

Aren has built relationships with the right people for every type of capital this firm places. Regional banks, institutional debt funds, private balance-sheet lenders, hard money shops, SBA originators, and agency platforms across the country, paired with a developer and counsel network that covers South Florida and works on deals nationally. Many of these relationships give Forman Capital access to private capital and pricing that is not available through traditional channels. When a deal comes in, Aren already knows the right call to make and what the answer is going to be. The middlemen get cut out. The borrower gets the right conversation, on the first try.

Aren came up on the residential mortgage side, where he absorbed how capital markets actually function from the borrower's chair, not from a textbook. The relationships he built during that period pulled him into the commercial space naturally, and the work he does now is built around a single discipline: the structure a borrower takes today has to be one they can still live with two and five years out. Sometimes that means telling the borrower not to do the deal. The job of this firm is not to close everything that comes in. It is to close the deals that should close, and to walk the borrower through the rest with the same level of attention.

The Firm

Forman Capital Partners is a nationwide commercial capital advisory firm headquartered in Palm Beach, Florida, working with developers, investors, and operators across all 50 states. The firm arranges financing across every major commercial asset class — hotels and hospitality, multifamily, healthcare and skilled nursing facilities, industrial and warehouse, retail and mixed-use, ground-up construction, land and agricultural, energy and operating power infrastructure, and equipment — with a particular focus on the deals that need more than a clean credit memo to actually close. The work runs from straightforward bridge and bank refinances at the smaller end of the market to nine-figure construction takeouts, business acquisition financing, and complex repositioning capital at the institutional end.

Beyond traditional senior debt, the firm places capital that most advisors never touch. Private-side acquisition financing structured to compete with SBA on terms and close in a fraction of the time. Energy and operating power plant capital — natural gas, biomass, hydro, cogeneration, and combined-cycle facilities — through specialty lenders who actually underwrite the asset class. Renewable project finance across solar, BESS, wind, and EV charging infrastructure. Healthcare and skilled nursing facility capital through dedicated healthcare credit shops. Warehouse, flex industrial, self-storage, marina, and specialty commercial real estate placed with lenders who understand the niches banks redline. Distressed debt, note acquisition, foreclosure takedowns, DPO negotiations, and bankruptcy 363 sale capital when the loan in front of you is the wrong instrument and the asset is the right one. JV equity, mezzanine, preferred equity, and rescue capital when the stack is broken and the sponsor needs a partner with real money. SaaS, recurring-revenue, and non-dilutive C&I term debt for operators outside traditional bank parameters. The lenders behind the firm range from regional banks and SBA originators to private balance-sheet funds, family offices, healthcare-focused private credit, energy-focused project finance, and institutional debt funds that price for speed when speed is what the deal requires.

What holds all of it together is a single principle. No upfront fees. No retainers. No commission of any kind until the deal funds. If a borrower walks away mid-process, we have made nothing. If we close on a deal that turns out to be the wrong one, we have made nothing worth keeping. That structure is deliberate. It is the reason a borrower can trust the advice they are getting, the reason the lender on the other end is the right one for that specific file, and the reason the work is owned from intake to close instead of relayed across a chain of people who never speak to one another.

What this produces is a firm with every reason to slow down on the wrong deal and every reason to fight harder on the right one. Multiple capital sources brought to the table in parallel and worked against one another to drive pricing, leverage, and structure to where they should land. Term sheets reviewed with the kind of scrutiny most capital advisors never apply, with the clauses that quietly cost a borrower years caught before signature rather than after. Every engagement runs through the same two principals from the first call to the closing table. That is the work the rest of this site is built around.

$0
Upfront Fees
All 50
States Served
Same Day
Response Time
200+
Nationwide Lender Network
The right relationships with the right lenders. The terms you deserve.

What Sets Us Apart

The first call with us is free, and it is substantive. We look at the deal, give the borrower an honest read on whether it is bankable, name the lenders likely to fund it, and explain what the file needs to look like before it goes anywhere. No upfront fees, no retainer, no engagement letter required to find out if we are the right fit for the deal. A borrower who decides not to hire us after that call has lost nothing except the time it took to make it.

South Florida is where this firm was built. The relationships, the early deals, and the network that powers everything we do all started in West Palm Beach, Palm Beach, Jupiter, and Miami. The firm is headquartered in Palm Beach today, with a nationwide lender network and active engagements with sponsors and operators across the country.

Who We Work With

Developers looking to secure financing for ground-up construction, acquisitions, value-add repositioning, or any stage of a project. Real estate investors, business owners, and operators who need capital and don't want to waste time shopping it themselves. If you have a deal that needs to get done, we're the team you call.

We also work alongside attorneys, 1031 exchange professionals, CPAs, and accountants whose clients need financing as part of a broader transaction. Whether it's a time-sensitive exchange, a tax-driven restructuring, or a deal that requires coordination across multiple parties, we step in as the capital arm so your client's transaction stays on track.

Banks, private equity firms, private capital sources, debt funds, and institutional investors looking to expand their deal flow are also part of our network. If you have capital to deploy and want access to a consistent pipeline of pre-qualified commercial opportunities, we'd like to hear from you.

Let's Talk About Your Deal

No upfront fees. No commitment. Just a conversation.

aforman@formancapitalpartners.com  ·  kvasquez@formancapitalpartners.com

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IMPORTANT DISCLOSURES: Forman Capital Partners is a commercial capital advisory firm headquartered in West Palm Beach, Florida, serving Palm Beach, Jupiter, and Miami. We connect borrowers with third-party lenders for business-purpose loans across all 50 states. We are not a direct lender, bank, credit union, mortgage broker, real estate broker, or real estate agent. We do not originate, fund, underwrite, or service loans. We do not sell, purchase, list, or represent buyers or sellers of real property. All financing is provided by independent third-party lenders. Loan terms, rates, conditions, and approval are determined solely by the individual lender and are subject to borrower qualification, property appraisal, and lender underwriting criteria. No upfront fees are charged under any circumstances. All advisory fees are disclosed in writing prior to closing and are only collected upon successful completion of a transaction. Forman Capital Partners arranges business-purpose commercial loans only and does not arrange consumer residential mortgages subject to TILA, RESPA, or Regulation Z. Aren Forman is separately licensed as a residential mortgage loan originator through Absolute Home Mortgage Corporation. That residential loan origination activity is conducted independently of Forman Capital Partners and is not affiliated with, conducted through, or sponsored by Forman Capital Partners. Forman Capital Partners is a separate and distinct business that arranges business-purpose commercial transactions only. Hard money and private loans are arranged through independent private lenders and typically carry higher interest rates and fees than conventional financing. Equipment financing is arranged through independent third-party equipment lenders and is subject to credit approval, equipment appraisal, and lender terms. This website does not constitute a loan commitment, pre-approval, or guarantee of financing. Past performance, case studies, and deal examples are for illustrative purposes only and are not indicative of future results. Individual results may vary. Information provided is for general informational purposes only and does not constitute legal, tax, or financial advice. Consult with a licensed attorney or financial advisor regarding your specific situation. Certain states including California, New York, Florida, Virginia, Utah, Georgia, Connecticut, Kansas, Missouri, Texas, and Louisiana have enacted Commercial Financing Disclosure Laws requiring specific written disclosures for certain commercial financing transactions. All applicable disclosures will be provided by the third-party lender prior to consummation. Certain states may require licensing or registration to broker commercial loans. See our Full Disclosures for state-specific information. By submitting any form on this website you consent to be contacted by Forman Capital Partners via telephone, email, or text message at the number or address you provide, including through automated means. Consent is not a condition of service. Message and data rates may apply. Equal opportunity. © 2026 Forman Capital Partners · West Palm Beach, Palm Beach, Jupiter & Miami, Florida · Serving All 50 States · Privacy Policy · Terms of Service · Full Disclosures