The most competitive terms on the market for investment property, priced and issued the same day.
Forman Capital Partners holds direct portal access on a national residential lending platform. Pricing is run in-house against live rates and term sheets are issued under our own name. Underwriting, funding and servicing are handled behind the transaction on institutional capital with more than a decade of performance. The practical difference is speed and accuracy. A file submitted in the morning is priced the same afternoon, and the number that comes back is an actual quote, not an indicative range that moves once a credit officer looks at it.
The programs below cover the full lifecycle of a residential investment deal: acquisition and rehabilitation, ground-up construction, and the long-term rental financing that takes out either one. Because all three sit on the same platform, the permanent exit is priced at the front of the transaction instead of being underwritten again a year later. If you are currently holding a term sheet from another source, send it. We will price the same file and give you a direct answer on whether we can improve on it.
Four programs covering the residential investment cycle from purchase through stabilization. All are business purpose, all are written to an entity, and all are available nationwide on investment property.
Up to 90 percent of the purchase price and 100 percent of the rehabilitation budget in a single facility, with renovation funds advanced against completed work on a draw schedule. Eligible on single-family, two to four unit, condominium and townhome. Twelve to eighteen month terms, interest only, no prepayment penalty. Borrowers without a completed project history are considered at reduced leverage.
Spec homes, townhomes and small multifamily. Land cost is financed within the facility, an interest reserve is funded at closing so the borrower carries no payment during the build, and draws release against inspected milestones. Twelve to twenty-four month terms. A licensed general contractor with a documented build history qualifies on that record without prior investor projects.
Thirty-year fixed and adjustable options underwritten to the property's rental income. No tax returns, no personal income documentation and no debt-to-income calculation. Available as a standalone refinance or as the pre-priced takeout on a construction or rehabilitation loan, including cash-out and blanket facilities across multiple properties.
Borrowers holding a quote from another lender can send it for direct comparison. The same file is priced through our portal and the result is reported back plainly, including the cases where the existing offer is stronger. Rate, leverage, origination, term, draw mechanics and prepayment are all compared line by line.
Pricing requires six items: the property address, the purchase price, the rehabilitation or construction budget, the after-repair value, the guarantor's credit score and the number of projects completed in the last thirty-six months.
The fields below are what the portal requires to generate terms. Completion takes about two minutes. Any item that is not yet available can be left blank and confirmed during review, since an incomplete file is still worth pricing.
A complete pricing request is six items and takes two minutes to send. Files received during business hours are priced the same day, including the deals that do not work, which are declined the same day instead of being left open.
(561) 410-2098